Terms of Use

Effective Date

July 22, 2026

Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website or submit information through it.

Website Purpose

This website provides educational information about property insurance claims and allows visitors to request a free claim review from Fair Claims Public Adjusting, LLC.

Website content is provided for general educational purposes. It is not legal advice and should not be treated as a substitute for advice from a qualified attorney about a specific legal issue, deadline, or dispute.

No Public Adjuster Relationship

Submitting a contact form, requesting a free claim review, sending an email, speaking by phone, or exchanging text messages through the website does not by itself create a public adjuster-client relationship.

Representation begins only after a written public adjuster agreement has been reviewed and executed by both the property owner and Fair Claims Public Adjusting, LLC. Until then, communications are preliminary and informational.

No Guarantee of Results

Every insurance claim is unique. Outcomes depend on the policy, facts of the loss, available evidence, claim history, applicable requirements, and decisions made by the parties involved.

We do not promise claim approval, coverage, an increased settlement, or any financial recovery. Examples, educational discussions, reviews, and past results do not guarantee a future outcome.

User Responsibilities

When using the website, you agree to:

• Provide truthful and accurate information
• Avoid submitting fraudulent, misleading, or unauthorized information
• Respect the privacy and legal rights of others
• Not attempt to interfere with the website, its security, or its operation
• Not misuse the website, forms, communications, or content

Intellectual Property

Unless otherwise noted, the website's text, graphics, branding, logos, research, educational materials, page designs, and other original content are owned by Fair Claims Public Adjusting, LLC.

Website content may not be copied, republished, distributed, modified, or reproduced for commercial or public use without prior written permission. You may view and print reasonable portions for your own personal, noncommercial use.

Third-Party Links

The website may link to government agencies, service providers, or other outside resources for convenience or additional information. Fair Claims Public Adjusting does not control and is not responsible for third-party content, availability, security, terms, or privacy practices. A link does not necessarily mean we endorse the third party or every statement on its website.

Disclaimer of Warranties

To the extent permitted by law, the website and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the website will always be available, error-free, secure, or suitable for every visitor's circumstances.

Limitation of Liability

To the extent permitted by law, Fair Claims Public Adjusting, LLC and its owners, employees, and representatives will not be liable for indirect, incidental, special, or consequential damages arising from use of the website, inability to use the website, reliance on website information, or technical interruptions.

Nothing in these Terms excludes or limits responsibility that cannot legally be excluded or limited under applicable law.

SMS Communications

Visitors who expressly opt in may receive SMS messages from Fair Claims Public Adjusting about their claim review request, appointments, or related customer service communications.

Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to receive SMS messages is not required to obtain services.

Review our SMS Terms for complete program details.

Privacy

Use of the website is also governed by our Privacy Policy, which explains how we collect, use, protect, and share information.

Governing Law

These Terms of Use are governed by the laws of the State of Texas, without expanding or limiting any rights that apply under other controlling law.

Changes to These Terms

Fair Claims Public Adjusting may revise these Terms periodically to reflect changes to the website, services, or operating practices. Updated Terms will be posted on this page, and the Effective Date will be revised.

Contact Information

Contact us with questions about these Terms of Use.