Public Adjuster Services in Houston
We represent policyholders—never carriers. If your claim is denied, delayed, or underpaid in the Greater Houston area, our licensed Texas public adjusters can help. No recovery, no fee.
Hail Damage Claims
Functional hail impacts are often mislabeled as “cosmetic.” We document real damage and code items to support a full, fair settlement.
Damage Assessment
Test squares, slope sampling, photo logs, collateral hits.
Policy Review
Coverage, exclusions, depreciation, and ordinance/code.
Estimate & Scope
Line-by-line roof/system scope incl. drip edge, underlayment, flashing, accessories.
Negotiation
We manage carrier communications and pursue a complete, policy-compliant settlement.
Wind & Storm Claims
High winds and straight-line gusts cause shingle creasing, lifted flashing, and damaged accessories that are easy to miss on a quick inspection.
Inspection
Slope mapping, elevations, accessories, and mechanicals checked.
Documentation
Photos, measurements, and weather data correlated to loss date.
Scope & Code
Required code items (underlayment, ventilation, flashing) clearly listed.
Carrier Negotiation
Respond to denials and “repair only” positions with evidence-based detail.
Water & Wind-Driven Rain
We address mitigation, ensuing damage, and interior restoration so you’re not left footing the bill for incomplete scope.
Cause & Origin
Trace intrusion points; document affected assemblies and finishes.
Mitigation
Dry-out, demo, and remediation entries supported with measurements.
Interior Scope
Drywall, paint, flooring, cabinetry, and contents as applicable.
Settlement
Negotiate line items and depreciation for a fair result per policy.
Fire & Smoke
From structure to contents, we organize the evidence and estimates needed for a complete claim.
Scope the Structure
Framing, roof, electrical, mechanicals, finishes, and code upgrades.
Contents & Cleaning
Inventory, cleaning vs. replacement analysis, pack-out.
ALE Guidance
Additional living expenses documented to policy terms.
Carrier Negotiation
Coordinate specialty vendors and push toward a fair settlement.
Commercial Property
TPO, metal, multi-family, and light industrial—documenting roof systems, mechanicals, and equipment with code and manufacturer requirements.
Property Survey
Roofs, elevations, mechanicals, signage, fencing, and glazing.
Coverage Review
Policy forms, endorsements, coinsurance, and ordinance/law.
Detailed Estimate
System scope, accessories, and required code items.
Negotiation
We handle carrier communications and support re-inspections.
Denied or Underpaid? Re-Inspection & Appeals
If your carrier said “cosmetic” or paid for partial repairs only, we rebuild the file with better documentation.
File Review
Dates, communications, policy language, and prior inspection notes.
New Documentation
Photos, test squares, measurements, and relevant code citations.
Revised Estimate
Scope reflecting functional damage and required code items.
Negotiation
Coordinate re-inspection and pursue a fair adjustment.