Denied or Underpaid Claim in Houston? Get Every Dollar You’re Owed.
Licensed Texas public adjusters serving the Greater Houston area—Katy, Cypress, Spring, Kingwood, Clear Lake, and more. No upfront cost, fast response, proven results.
- ✔ Licensed Texas Public Adjusters
- ✔ A+ Local Reputation
- ✔ Commercial & Residential
Why Houston Chooses Us
- No Recovery, No Fee
- Licensed Texas Public Adjusters
- We Represent Policyholders Only
- Fast Response
- We Overturn Denials
- Expert Claim Guidance
From hail-damaged shingles in Cypress to wind-driven rain near Memorial and the Energy Corridor, our Houston public adjusters handle the full claims process: inspection and documentation, line-by-line estimate writing, code/ordinance items, and negotiation with your insurer. We regularly reopen below-deductible estimates, overturn soft denials and “cosmetic” exclusions, and work cases until we reach full claim value.
Our Process — Simple but Extremely Effective
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1
Free Claim Review
Tell us what happened. We verify dates, coverage, and quickly map next steps.
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2
Inspection & Estimate
We document functional damage, add code/ordinance items, and write a line-by-line estimate.
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3
We Negotiate For You
We handle the back-and-forth with your carrier and press for full, fair payment.
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4
Get You Paid
You receive every dollar you’re owed. No recovery, no fee.
Houston Expertise, Block by Block
From Katy and Cypress to Spring, Kingwood, Memorial, the Energy Corridor, and Clear Lake, we work claims across Greater Houston every day. We document functional damage, add code/ordinance items, and negotiate to full claim value— including re-inspections on below-deductible estimates and “cosmetic” denials.
See full Houston ZIP coverage
77449, 77084, 77433, 77429, 77379, 77083, 77095, 77450, 77036, 77346, 77521, 77072, 77373, 77396, 77375, 77077, 77015, 77070, 77082, 77044, 77581, 77088, 77546, 77388, 77089, 77040, 77064, 77099, 77338, 77093, 77081, 77493, 77080, 77060, 77057, 77055, 77075, 77074, 77042, 77389, 77339, 77007, 77065, 77024, 77090, 77049, 77377, 77502, 77063, 77066, 77034, 77073, 77087, 77009, 77506, 77008, 77035, 77571, 77014, 77004, 77520, 77096, 77017, 77038, 77092, 77045, 77047, 77076, 77536, 77067, 77079, 77053, 77357, 77530, 77041, 77016, 77020, 77091, 77086, 77033, 77039, 77598, 77025, 77532, 77018, 77022, 77023, 77005, 77021, 77061, 77345, 77071, 77503, 77505, 77062, 77504, 77586, 77043, 77019, 77054, 77006, 77056, 77037, 77027, 77026, 77028, 77048, 77029, 77069, 77401, 77085, 77051, 77013, 77012, 77447, 77058, 77011, 77031, 77059, 77098, 77587, 77002, 77032, 77078, 77484, 77562, 77030, 77336, 77068, 77094, 77003, 77547, 77050, 77046, 77010, 77097, 77001 and PO Box ranges (772xx) within Houston.
Explore Our Houston Claim Resources
Popular Claim Types in Houston
Hail Damage
Test squares, functional damage, code/ordinance items, full roof systems.
Learn more →Wind / Storm
Photo logs, line-by-line estimates, straight-line winds & code compliance.
Learn more →Water Damage
Mitigation, interiors, ensuing damage, proper drying and build-back scope.
Learn more →Fire / Smoke
Contents inventories, deodorization, restoration scope, and code upgrades.
Learn more →Why a Public Adjuster vs. Going It Alone
| Item | You Alone | Fair Claims Public Adjusting |
|---|---|---|
| Documenting functional damage | Limited | Photo logs, test squares, code items |
| Negotiating line items | Time-consuming | We handle it for you |
| Code / ordinance compliance | Easy to miss | Added where required |
| Cost upfront | N/A | No upfront cost |
| Focus | Your spare time | Licensed Texas public adjusters |
Independent analysis (Florida)
Based on OPPAGA (Florida Legislature) analysis of hurricane claims (2005–2008): policyholders using a public adjuster received about 747% higher average payments (≈$17,187 with PA vs. ≈$2,029 without). Report No. 10-06, “Public Adjusters’ Impact on Homeowners’ Insurance Claim Payments”, January 2010. Results vary by state, carrier, and claim type; not a guarantee.
What Houston Policyholders Say
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“We had a fire claim. Steve ensured we obtained a fair payout from the insurance to rebuild our house… We highly recommend him.”
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“Excellent experience working with Fair Claims Public Adjusting while we pursued payment from windstorm for a new roof… Highly recommend this company!”
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“A very easy and pleasant experience… Our insurance had sent a check for $800 above our deductible; Fair Claims worked with our carrier and got a settlement over $40,000! HIGHLY recommend.”
Free Claim Review
Tell us a bit about your loss. A licensed Texas public adjuster will call you shortly.